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Time and Money Management Tips - How to Save Time and Money Wisely When Buying Online
By Ileana Limon

Some years ago, online buying was nearly impossible. Even those avid web users were reluctant to make transactions online and disclose their account information. It was due to the raging identity theft cases. Indeed, it was hard to determine which merchants are reliable and trustworthy to make deals with.

People were afraid that their account information or merchandise might fall to the wrong hands. Indeed, this was the real case. A lot of buyers who engaged in online buying either never received the products they bought or ended up with their account details being sold in the black market. As a result, these people had no choice but to spend several hours in order to settle this issue. Moreover, not only consumers were affected but those sincere merchants as well. It ruined their bottom line which consequently forces them to go out of business.

However, today there are already protective measures that have been implemented to safeguard your account information among others as you perform transaction online. For this reason, online buying and selling is becoming a popular trend. Now, just how can you make your purchase online with the confidence that it is safe and secure without wasting your time and money? Read on the following steps to learn how.

1. Do a Google search about the company. Let say for example, you are looking for a DVD player or laptop computer and as you do your search, you stumble upon a merchant that offers a great price on exactly the unit you are searching for. Before you turn to the order page, look up on Google and type in the name of the merchant. Take note that there are some vendors that may have other names as they may have multiple sites and have a parent name. You can find it in the contact page or at the bottom of the home page. In case you find a parent name, type it in right in Google's search box. If your search doesn't give you any result, consider it as a good sign.

2. Turn to the Better Business Bureau and check for complaints made by previous consumers against this merchant. Use your best judgment to come to a decision whether the complaints are of a nature that should concern you or not.

3. Look for the Verisign logo. Now, go back to the merchant's website and look for the Verisign logo. This serves as an indication that it has been approved by the Better Business Bureau thus, you can be assured that this merchant you are about to make a deal with is reliable and trustworthy.

4. Check the merchant's terms and conditions as well as the privacy policy. Look for the web pages of the merchant's website that contains the information regarding its terms and conditions as well as their privacy policy. The content should answer this question "Are my account details be kept strictly confidential or it may possibly be traded to third parties? This is for you to avoid your inbox be inundated by e-mails of promos from other companies you never know and don't want to.

5. Learn about their shipping charges, warranties and return policies. Of course, you will want to buy a product that is covered by a warranty in case the product is defective or what. Look for a merchant that also has a money back guarantee. Now, assuming everything meets to your satisfaction, when you click through to the order page, check the lower right hand corner of the order page. There should be a yellow icon which looks like a master lock. This indicates that the data you enter is encrypted and secure.

Ileana Limon has been writing online for almost two years. She is not only a specialist in the Business and Technology sector, but she also has many fun websites. See her latest website about 2 Person Hot Tub [http://2personhottubs.net/2-person-hot-tub/] where you can find insider deals and information. This site is located at [http://2personhottubs.net/].

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